Finance Business

Tips To Remember When You Are Purchasing A Two Wheeler Insurance Policy For A Sports Bike

Posted on

Sport bikes are increasingly finding ownership amongst those who have a passion for adventure and want to enjoy the outdoors. Most people who are proud owners of sports bikes are continually obsessing over performances and constantly debating over speed, engines, etc. with their contemporary bike enthusiasts.

Tips To Remember When You Are Purchasing A Two Wheeler Insurance Policy For A Sports Bike
the motorbike accident on the city street

Amongst these discussions, an important aspect of sports bike ownership is also having the right two-wheeler insurance for it.

The category of sports bike generally covers all types of sports bikes and superbikes. These are premium, high end machines and require high maintenance on a regular basis.

Buying an insurance policy for a sports bike or a superbike is must under the Motor Vehicles Act 1988. The insurance plan purchased should have the bandwidth to cover all untoward incidents and accidents. It should also aim to offer cover for the family along with providing personal coverage as well. Any run of the mill two wheeler insurance may not be sufficient to provide adequate cover for motorcycles in this segment. In this category, the higher the premium, the better for the bike and the owner.

There are many insurance companies that you – can choose from online. All prospective plans can be compared online so that you can select the best insurance plan for the bike.

Here is what you should keep in mind when purchasing your insurance policy for your sports bike.

Start with some good old research:

Before purchasing any plan, it is best to research what sports bike insurance plans are available currently in the market. Go through each applicable policy and run a comparison. Shortlist the ones you like and check if each of them meets your expectations and requirements.

Go through the fine print:

Some insurance companies allow for plans to be more customized according to the needs of your sports bike. However, you still need to check if you are getting sufficient coverage that is on par with your bike mode. Generally, these plans are available on a special case to case basis which covers the model and make of the motorcycle. The fine print should include details such as mileage ranges and liability protections. Hence, remember to go through them meticulously.

Having a Feasible Deductible:

If you a higher deductible, your premium is sure to be discounted. By planning the coverage smartly, you can keep the premium on the insurance plan on the lower end. It is wise not to go for a plan with a low premium as it can lead to a situation wherein you may have your claim rejected. This can be done on the grounds of Nil Coverage for any particular situation.

Add on like Zero Depreciation:

One of the critical factors to remember is to get a Zero-Depreciation Add-on cover. It is a handy tool to have as an add-on because it covers bumper to bumper and nil depreciation.  Along with this, get a medical cover as well, which offers cash benefits and hospitalization.

Have

READ MORE
Business Property

Things You Need to Know About Moving During Peak Season

Posted on

According to a recent survey, in the US on an average of 11% of people shift every year and the time of year they choose for shifting is usually during holidays which are a peak season. Majority of people opt for this time as it is convenient for every family member and nobody needs to take an off from work. During this period not only it is difficult to find a reliable and trustworthy moving company but also the prices are really high. Those who cannot afford, opt for non-peak seasons or weekdays for movement. However, if you cannot accommodate your move to some other time, then you must take care of few things to ensure that you find the right movers in Los Angeles providing quality services and at the right price.

Things You Need to Know About Moving During Peak Season

Plan well ahead of time:

The moment you get to know that you may need to move during holidays, start planning right away even if there is ample time left. Sooner you will start doing things like procuring packing supplies or hiring a moving company, lesser will be your expense. Prices may surge at the highest level during peak days; also it becomes really difficult to find the moving company according to your schedule. Already moving is a strenuous task and when you choose the peak season the stress doubles and to cope with it the only key is proper planning. If you don’t plan early, then you may not be left with any time to plan and then you may have to do things according to the schedule of moving company and not yours.

Take only what you need:

Budget is one thing which is certainly not in your hands during peak season, but if there is anything that you can do to keep things in your set budget then that is to de clutter your belongings. Take only what is required and leave everything which is no more in use. Lesser will be your load lower will be the prices.

Enlist everything:

Make sure to enlist everything that you are supposed to do, it will help you to stay organized and finish all your tasks well on time. Also, you can keep adding the task as and when they come to your mind. Various studies have proved that lists are great motivators and can help to complete the tasks well on time.

Pick movers you can trust:

Last but not the least, in the haste of moving in the peak season only never pick a mover you cannot trust or is not reliable. In such peak season if somebody is offering you services at very low prices then beware as the company can be fraud or can provide you substandard services. In case you are not able to find the right moving company according to your schedule, it is recommended to postpone the move rather than settling for the wrong company and then repenting later on.

These tips will help you … READ MORE