Know the Rules, Play the Game to Win - Financial Literacy - How it Can Affect Your Financial Future

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The first step is Preparation: Do you think any successful doctor goes into the operating room unprepared? Operating on you based on general statements about what he heard on the news… or what his next door neighbor told him was the newest and latest procedures for a triple by-pass surgery? If so, would you allow this doctor to perform surgery on you? If not, why do you allow yourselves to work on your family’s finances? If you don’t know the rules, can you really play the  better yet, can you play the game to win? Why then are you surprised when your family’s finances look really similar to the person that was operated on by the untrained surgeon? (Jacked up!)

If you don’t know what tax bracket you are in, if you don’t know how much you are paid before taxes and after taxes, if you don’t know that you should pay yourself 1st before the bill collectors, if you don’t know what your monthly outgo is and your monthly income is… you might have not seen the playing field. If you don’t know what a 401k is, or how much money is being put into it; is it a Roth Ira or a Traditional Ira; you probably can’t manage these accounts effectively. If you don’t know these things, you are probably not aware of how much you are spending and where the money is going.

My challenge to you is simple! Figure it out. Know these numbers … READ MORE ...

How Open Source Can Help You Start an Online Business on a Shoe String

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Open source can be defined as: The practice of development, in may cases, of computer software where the source files or codes are made freely available to the public. Open Source presents a framework that in many cases have been tried and tested. Hundreds or sometimes thousands of programmers work to create one solution.

Examples of popular and widely supported Open Sources for Internet businesses include; Joomla and Drupal for web development, OS commerce, Magento, zen cart etc for shopping carts

1.Support

When your system is built through Open Source, you have thousands and sometimes millions of other users using a similar product, if you run into problems, all you need to do is post a question and within hours and sometimes even minutes, someone with a similar problem or who has encountered a similar problem before will be able to provide a solution for you

2.Choice

Using Open Source presents you with wide choices. Because there are many developers who have access to the codes, you can easily get another developer to customize your project should the first one fail. When your system is developed from scratch, you are at the mercy of that particular developer, if you were to transfer that code to a second programmer, not only will the second programmer have a steep learning curve, if the system was not built and documented in accordance with a standard methodology/development procedure, then the second programmer might find it absolutely impossible to build upon it

3.Security

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Men’s Clothing online clothing websites

Fashion clothing logo design The Chinese style of Clothing has a long history going back many thousand years. Anna Sui is a style designer that we occasionally neglect is an American designer simply because of the reality that her designs are so well-liked all all through the world. She has boutiques in a quantity of diverse nations and her function is specifically well-identified and well-liked in Japan. Nonetheless, despite this international appeal of her work, Anna Sui is extremely a lot an American designer. She was born in Michigan and has had a extremely popular boutique store in Los Angeles for far more than ten years. In addition to clothes design, Anna Sui has dabbled in shoe style and a fragrance collection.

Females were encouraged to “Make Do and Mend”. They used their creativity to repair and extend the usefulness of the outfits they currently had, they remade old outfits into new ones, and they turned drapes and bedding into clothes. With nylon and silk necessary to make parachutes, many painted their bare legs to simulate stockings. With rubber and leather needed desperately by the war work, they turned to shoes with soles produced of cork, which was not topic to rationing.Men's Clothing online clothing websites

Accuracy: 2.five stars. Regardless of the reality that almost everything in this movie is more than-the-leading and completely ridiculous, the costumes are mainly painfully plain and easy, practically devoid of color. This is generally suitable for the peasants, but the nobles and even upper-class would have worn clothes … READ MORE ...

Can You Survive Without a Health Insurance Plan?

A suitable health insurance acts as a savior during any health hazards. Besides many benefits, it can surely guarantee holistic wellness. By staying proactive for your health you can prevent many ailments. There are many kinds of plans that you can choose from. Some of the types that you can select from are as follows.

Sno. Type of Health Insurance Plan
1. Individual Plans
2. Group Plans
3. Family Floater
4. Critical Illness
5. Disease-Specific
6. Senior Citizen

 

All these plans have different features. You can select the one that is most suitable for your requirements. For selecting any one of the plans you can also visit any online comparison site for insurance. PolicyX is one of the leading web aggregators that can help you in selecting the suitable plan of your choice.

Kavya an IT professional chose Senior Citizen Red Carpet Health Insurance Policy from Star Health Insurance company. She selected this plan as she was looking out for a suitable plan for her mother who’s 62 years old. This plan covers senior citizen from 60 to 75 years of age. She also wanted to take a good corpus for Sum Insured. This policy facilitated her with a sum insured of about Rs.10,00,000.

 Other benefits that attracted her were:-

  • No pre-insurance medical tests.
  • Coverage of pre-existing disease from second year onwards
  • Facility of outpatient treatment
  • Lifetime renewal

There are many more health plans that you can choose as per your requirements. Every plan may have one feature … READ MORE ...

There are many young children who unfortunately don’t have the proper support in their lives. Many of these young children also end up giving up on their education because of a lack of support. According to Dosomething.org, averages of more than 1.2 million students end up leaving high school every year in the United States. This number is also equivalent to approximately more than 7,000 students every day in America that ends up dropping out of high school. There are a number of different factors that caused a student to make the decision to leave school. For example, there are many students who do not have parents who support them in their education or anything that they do. These very same students are then forced to depend on other people or students to fill that void that they are feeling. Some of the students also end up resulting to trying drugs, alcohol and even engage in risky behavior all because of not having the support they need to be able to be successful in their lives. In fact, a number of students also end up resenting their lives because of what they have had to go through in their lives without the proper support. 

Helping Your Child Look Forward To A Brighter Future

It is also important to understand that many children who are high school age usually end up experiencing quite a bit of pressure and also even suffer from depression. Because many high school age children are exposed to quite a bit at this age, they … READ MORE ...