A suitable health insurance acts as a savior during any health hazards. Besides many benefits, it can surely guarantee holistic wellness. By staying proactive for your health you can prevent many ailments. There are many kinds of plans that you can choose from. Some of the types that you can select from are as follows.
|Sno.||Type of Health Insurance Plan|
All these plans have different features. You can select the one that is most suitable for your requirements. For selecting any one of the plans you can also visit any online comparison site for insurance. PolicyX is one of the leading web aggregators that can help you in selecting the suitable plan of your choice.
Kavya an IT professional chose Senior Citizen Red Carpet Health Insurance Policy from Star Health Insurance company. She selected this plan as she was looking out for a suitable plan for her mother who’s 62 years old. This plan covers senior citizen from 60 to 75 years of age. She also wanted to take a good corpus for Sum Insured. This policy facilitated her with a sum insured of about Rs.10,00,000.
Other benefits that attracted her were:-
- No pre-insurance medical tests.
- Coverage of pre-existing disease from second year onwards
- Facility of outpatient treatment
- Lifetime renewal
There are many more health plans that you can choose as per your requirements. Every plan may have one feature or the other that can impact your decision. Before selecting any plan you must understand their terms and conditions thoroughly. You must check their features in details and then choose the suitable one. There may not be any good or bad plan, they just differ in the suitability. Before selecting any plan you can analyze them on few features and choose the best plan for yourself.
Features & Benefits of Health Insurance Plan
High Returns on Investments
Health plans are available at a very low cost but the risk they cover is exponentially high. Before buying any policy you can do a comparative analysis and buy a plan accordingly. By just paying a premium of Rs. 10,000 per year you may be able to enjoy the medical insurance equivalent to Rs. 5,00,000.
Covers Medical Expenses
Good health plan covers all your expenses at the time of hospitalization. Excluding a few non-medical expenses, your policy can bear all your cost. This is great abetment any health plan can extend.
Facilitates Cashless Treatments
Most of the insurance firms got a number of hospitals empanelled with them. While choosing these hospitals you don’t have to pay a penny from your pocket. At the time of choosing a health policy, you can always check the number of hospitals covered by them. You can also make your decision based on the choice of your hospital included in that list.
Helps in Speedy Claim Settlement
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