Can You Survive Without a Health Insurance Plan?

Can You Survive Without a Health Insurance Plan?

A suitable health insurance acts as a savior during any health hazards. Besides many benefits, it can surely guarantee holistic wellness. By staying proactive for your health you can prevent many ailments. There are many kinds of plans that you can choose from. Some of the types that you can select from are as follows.

Sno. Type of Health Insurance Plan
1. Individual Plans
2. Group Plans
3. Family Floater
4. Critical Illness
5. Disease-Specific
6. Senior Citizen

 

All these plans have different features. You can select the one that is most suitable for your requirements. For selecting any one of the plans you can also visit any online comparison site for insurance. PolicyX is one of the leading web aggregators that can help you in selecting the suitable plan of your choice.

Kavya an IT professional chose Senior Citizen Red Carpet Health Insurance Policy from Star Health Insurance company. She selected this plan as she was looking out for a suitable plan for her mother who’s 62 years old. This plan covers senior citizen from 60 to 75 years of age. She also wanted to take a good corpus for Sum Insured. This policy facilitated her with a sum insured of about Rs.10,00,000.

 Other benefits that attracted her were:-

  • No pre-insurance medical tests.
  • Coverage of pre-existing disease from second year onwards
  • Facility of outpatient treatment
  • Lifetime renewal

There are many more health plans that you can choose as per your requirements. Every plan may have one feature or the other that can impact your decision. Before selecting any plan you must understand their terms and conditions thoroughly. You must check their features in details and then choose the suitable one. There may not be any good or bad plan, they just differ in the suitability. Before selecting …

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Advantages of Choosing Career in Insurance

Advantages of Choosing Career in Insurance

If you are not sure which career path you should take, and you have commercial skills, then you should choose a rewarding job. Usually, people are not sure what they want to do in the future. Even though you have a degree that requires full-time study, when you finish maybe, you do not have prospects that will help you pay off your student loan and to start living by yourself.

You will be able to earn money while studying which is a great way to increase your experience so that you can get a better job when you finish studies. The insurance industry is the one with plenty of opportunities.

You can click here so that you will be guided in choosing an insurance software that is best for your specific needs. However, before you choose it, you should develop yourself professionally, and the best way to do it is by entering the insurance industry.

You Can Work During the University Years

The standard model of education is that you finish university and then you get a job, and everything that goes with it. However, since the financial crisis broke down numerous industries, people are unable to get the job they want, especially if they are studying arts or literature.

Have in mind that scholarship is expensive, and you may leave college with lots of debt and fewer prospects than other people. Even if you wish to pursue MA degree, you will lose one year after the college, and sooner or later you will become highly qualified but inexperienced, which is a bad thing in the competitive market.

By choosing an insurance career, you will be able to work as the part of the study, which means that you will start working and enter the industry before you become overly …

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Health Insurance Covers Offered by Oriental Insurance

Health Insurance Covers Offered by Oriental Insurance

Health Insurance covers the expenses related to hospitalization and medical expenses. When the coverages are cashless, the insurance plans make your life affordable. Oriental Health Insurance offers all the benefits through its insurance plan anyone would ever want. The plans offer coverage according to the type of plan chosen and premiums paid for the same.

All the Oriental Health insurance plans provide standard coverages. Some of the coverages are listed below.

  • The Health insurance plans cover In-patient hospitalization expenses such as room rent, boarding, and nursing, ICU charges, Surgery related charges, medical practitioner’s fee, medicines etc.
  • Provides coverages for Pre-hospitalization expenses incurred 30 days pre-hospitalization.
  • All the expenses within 60 days of the post Hospitalization.
  • Provides you daily cash benefits for the sum assured.
  • Covers a limited domiciliary treatment expenses based on the plan chosen.
  • As listed in the policy plan, Daycare treatment or procedures are covered.
  • The plans also cover surgical expenses incurred.
  • Comprehensive coverage such as Maternity Cover, Newborn baby cover.
  • As specified under the policy chosen, convalescence Benefit is paid to the insurer.

The coverages offered to vary according to different plans. However, most of the plans offer the above coverages. There are several health insurance plans online offered by the oriental insurance company.

The health insurance plans are eligible for expenses such as expenses related to the surgeon, Anesthetist, Medical practitioner, consultations, purchase of anesthesia, blood, oxygen, Operation theatre charges, surgical appliances, medicines, drugs, expenses related to chemotherapy, radiotherapy, artificial limbs. It also covers surgical procedure like a pacemaker, laboratory/diagnostic tests, X-Rays etc.

There are exclusions in the health insurance policies such as claims for the accidents caused by dangerous sports activities, medical expenses for the treatment of obesity, sex change, genetic disorders,

Stem cell implantations, surgeries etc. It also does not cover ailments for Psychiatric, …

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